SciFiCasino

The Game of Baccarat

baccarat table layout

This long-time favorite of the upper crust and gaming elite is an elegant and easy-to-master game of chance. In Baccarat, two cards are dealt to a Player hand and two to a Banker hand. The goal is to predict which hand will score closest to nine points; the Player or the Banker. If you're not convinced either hand will score closer to nine points, you can bet the two hands will tie. It's that simple. Go ahead, step behind the velvet ropes into a simple and elegant world of gaming that you're sure to appreciate.

Baccarat Game Rules

In Baccarat, two cards are dealt to the Player hand and two to the Banker hand. You are not the "Player." The Player is just one hand on which you can bet. The goal of Baccarat is to predict which hand will score closest to nine points. You can bet on the Player hand, on the Banker hand, or on a Tie.

A hand of eight or nine points is considered a natural and automatically wins, unless there is a tie. If both hands have a natural, the hand with the highest point value wins. However, if you bet on the Banker or Player hand and both hands have naturals of equal point value, your bet is pushed back to you.

In the event that neither hand has a natural, each hand is dealt a third card according to rules governing how the Player and Banker hands are dealt.

Please see rules below.

Point Values


Cards 2 through 9 = face value.

10's and Face Cards = 0 points.

Aces = 1 point.

Calculate Points

Add the values of all cards together. If the value of the cards is greater than 9 points, drop the digit in the tens position.

For example: 21 - digit in tens position = 1 point.

How To Play Baccarat

  1. Click Player, Banker, or Tie in the middle of the game table to select which hand to bet on or click Rebet and skip to step 3.
  2. Click chips to place a bet within table limits .
  3. Click Deal .

To Win

  • You bet on the hand that has a higher point value and does not tie with the other hand.
  • You bet on a Tie and the Banker and Player hand tie.

How The Game Baccarat is Played

Important - In the casino software, cards will be automatically dealt according to the rules governing how the Player and Banker hands are dealt. See rules below.
  1. You place a bet on the Player, Banker, or on a Tie
  2. The Player and Banker are each dealt two cards
  3. If either hand has a natural , that hand automatically wins, unless there is a tie. (In a tie between two naturals, the highest point value wins. If both naturals are equal, you push on Banker and Player bets and win on Tie bets.)
  4. The Player draws a third card or stands according to the rules below
  5. The Banker draws a third card or stands according to the rules below
  6. The two hands are compared to determine the winner

First, Player Hand is Resolved

When Player's cards total: Then Player
0-5 Draws 3rd card*
6,7 Stands
8,9 (Natural) Stands

*Note - Each hand receives a maximum of three cards.

Next, Banker Hand is Resolved

If Player has 2 cards:
 When the Banker's cards total  And the Player's cards total  The Banker
0-5 6,7 Draws
6-9 6,7 Stands
- 8,9 (Natural) Stands

If Player has 3 cards: (Third Card Rule)
 When the Banker's cards total  And the Player's 3rd card is  The Banker
0-2 Anything Draws
3 8
0, 1, 2, 3, 4, 5, 6, 7, or 9
Stands
Draws
4 0,1,8,9
2, 3, 4, 5, 6, or 7
Stands
Draws
5 0,1,2,3,8,9
4, 5, 6, or 7
Stands
Draws
6 0,1,2,3,4,5,8,9
6,7
Stands
Draws
7 Anything Stands
8,9 (Natural) Anything Stands

Payouts

Winner Bet Payouts
Player Hand Bet on Player Even Money
Banker Hand Bet on Banker Even Money -5% commission *
Tie Bet on Player or Banker Push

*Commission is rounded up to a quarter of the lowest chip denomination in the game.

See payout on table for Tie bet.

These rules are believed to be an accurate representation of appropriate game play. They may or may not contain errors and/or omissions. We reserve the right to correct and/or change these rules at anytime with or without notice to the player.

Malfunction voids all plays and pays.

For more information on the game of blackjack, take a look at Baccarat Rules
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